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CLHIA Comments on the Ontario Auto Insurance Consultation

Published on 15/02/2019

Disability Group Insurance Insurance > Long term disability Paramedical benefits Employee benefit plans Provincial & Territorial Legislation

Comments on 2019-20 FSRA Priorities and Budget

Published on 08/02/2019

Compliance Insurance > Fair treatment of customers (FTC) Conduct of business (Commercial practices) Provincial & Territorial Legislation

Earlier this month, the CLHIA made a submission to the FSRA’s public consultation on its 2019-20 priorities and budget. Our submission emphasized our support for FSRA’s proposed core priorities in the areas of reducing regulatory burden and improving regulatory effectiveness. The CLHIA recommended that the new agency find opportunities for policy review with the aim of eliminating overlap and duplication, consider establishing a dedicated life and health insurance industry advisory committee, and harmonize the fair treatment of consumers guidance with existing CCIR-CISRO Guidance.

The CLHIA looks forward to continuing to collaborate with Ontario’s new financial sector regulator in the months ahead.

Proposed Amendments to Ontario Regulation 201/96 made under the Ontario Drug Benefit Act

Published on 31/01/2019

Prescription Drug Costs > Provincial & territorial drug program information

On January 31, the CLHIA responded to draft regulations on proposed changes to OHIP+ that were issued on January 2. The CLHIA recommended moving forward with Trillium Drug Program (TDP) automation as well as regulatory changes to ensure that employers do not eliminate drug coverage for youth under 25.

The Fall Economic Statement noted that the planned changes to OHIP+ would occur in March 2019. Any child/youth with coverage through a private insurance plan must submit prescription drug claims to their existing private coverage. Children/youth without coverage through a private insurance plan will be eligible to submit any excess out-of-pocket costs to the TDP. TDP is available to all Ontarians and is means-tested so that the deductible required to be paid out-of-pocket increases with household income.

Globe and Mail supplement: Fraud Prevention Month, March 2018

Published on 08/03/2018

Group Insurance > Employee benefit plans

Understanding Claims for Treatment of Obstructive Sleep Apnea with Positive Airway Pressure (PAP) Devices

Published on 03/01/2018

Group Insurance > CLHIA Group Insurance guidelines and reference documents Paramedical benefits Employee benefit plans

Improving drug access and affordability : Can public and private payers do more, together?

Published on 01/12/2017

Prescription Drug Costs > Drug pricing Pharmacare

Karen Voin, CLHIA's Vice President, Group Benefits and Anti-Fraud, presents the association's efforts on bridging the public-private divide.

CLHIA Opening Remarks to the House of Commons Standing Committee on Health - Appearance on Pharmacare

Published on 19/10/2017

Prescription Drug Costs > Drug pricing Generic drug pricing Provincial & territorial drug program information Pharmacare

Canada’s life and health insurers believe all Canadians should be able to access affordable prescription drugs. Today, prescription drugs costs are too high and we know there are gaps in coverage. However, meaningful reductions in prices and improving access for all Canadians can be achieved today working within our current system. Canada’s insurers are keen to help and believe we have much to offer.

CLHIA Views on the Ontario Private Member’s Bill 162

Published on 18/10/2017

Insurance > Provincial & Territorial Legislation

Bill 162, an Act to amend the Insurance Act to Authorize Life Settlements, seeks to amend section 115 of the Ontario Insurance Act to provide for an exception to the current rule which prohibits any person, other than an insurer or its duly authorized agent, from trafficking or trading in life insurance policies. The Bill seeks to provide an exception to this prohibition for a life insurance policy if the purchase is from the original policyholder and the policy has been held for at least 36 months. The Bill also provides for a 10-day cooling-off period, during which time the agreement for the sale of a life insurance policy may be cancelled.

Empowering employees to make healthy choices - Workplace wellness programs

Published on 12/09/2017

Group Insurance > Employee benefit plans

Published in the National Post's "Health Literacy" supplement

A Canadian Success Story: PROMOTING TRADE IN LIFE AND HEALTH INSURANCE

Published on 16/05/2017

International > International Trade CLHIA International Trade Policy Paper

This position paper briefly describes the benefit of trade in financial services to Canada, the participation of our insurance companies in foreign markets, and the policy directions the Canadian government should take to promote and facilitate trade, particularly for financial services.

Health care dollars lost to fraud are everyone's concern

Published on 16/03/2017

Group Insurance > Employee benefit plans

The Globe and Mail's Fraud Prevention Report

Why would Ottawa even consider a tax that won’t increase revenue, but hurt middle-class Canadians?

Published on 03/01/2017

Group Insurance > Dental insurance Employee benefit plans

Op-ed submitted to National Post on Taxation of Benefit Plans

Retiring Soon?

Published on 02/09/2016

Retiring Soon?
Use this guide to get ready.

Comment préserver les acquis

Published on 29/07/2016

Insurance

La Presse

Retirement Income: Coalition appeals to finance ministers

Published on 27/06/2016

Pensions and Retirement > Public pensions (OAS/CPP/QPP/GIS) Retirement Income System Reviews

The Insurance & Investment Journal

CLHIA concerned about benefit plan impact of proposed change to chiropractor services

Published on 28/06/2016

Group Insurance > Paramedical benefits Regulated professions

Benefits Canada

Who will cover the cost of drugs for doctor-assisted death?

Published on 12/06/2016

Prescription Drug Costs > Provincial & territorial drug program information Pharmacare

Toronto Star/The Canadian Press

The financial downside of living too long

Published on 11/06/2016

Pensions and Retirement > Registered Products (RRSP, LIRA, RRIF) Wealth & Retirement

Winnipeg Free Press

CLHIA-Quebec opposed to selling insurance policies to third parties

Published on 02/06/2016

Insurance > Provincial & Territorial Legislation

Interview with CLHIA Quebec president Lyne Duhaime

Good-bye travel incentives!

Published on 26/04/2016

Distribution > Sales practices

The Insurance and Investment Journal

Big changes afoot for life agents?

Published on 22/04/2016

Distribution > Market conduct Sales practices

Investment Executive May 2016

Group benefits providers report: Insurers get a boost in the battle against fraud

Published on 15/04/2016

Trade & Commerce > Privacy Federal Legislation

Benefits Canada

Most Canadians think government programs will cover LTC

Published on 14/04/2016

Long-term Care

Investment Executive

Rest in peace: Weigh your needs when considering to buy life insurance

Published on 14/04/2016

Consumers > Financial Literacy Initiatives

Canadian Press

Insurance company drops 'discriminatory' policy on suicide attempts

Published on 30/03/2016

Group Insurance > Employee benefit plans

CBC News

CLHIA says sales practices could be improved

Published on 30/03/2016

Distribution > Sales practices

The Insurance & Investment Journal

Insurance companies reconsider 'dated' policies for suicide attempts, Frank Zinatelli on The National

Published on 29/02/2016

Compliance Group Insurance > Fair treatment of customers (FTC) Employee benefit plans

The National

The keys to protecting your business against fraud

Published on 16/02/2016

Compliance > Fraud risk management

Businesses and consumers urged to be more vigilant about fraud

What's New - Insurance Distribution in Canada: Promoting a customer-focused system

Published on 13/05/2016

What's New - Insurance Distribution in Canada: Promoting a customer-focused system

Average Alberta dental rates jump 56% over 10-year period

Published on 08/02/2016

Group Insurance > Dental insurance Regulated professions

The profession says higher salaries for dental hygenists are part of the problem

How should Alberta deal with rising dental fees?

Published on 24/02/2016

Group Insurance > Dental insurance Regulated professions

Global News

Time for creativity to finance Canada’s infrastructure, Frank Swedlove, President and CEO, CLHIA

Published on 25/02/2016

Capital and Assets > Long-term investments

Canada’s insurers are very able and more willing than ever to play a larger role in making sure Canada builds the infrastructure the country needs in a timely and affordable fashion.

CLHIA calls for one-year delay to ORPP

Published on 11/02/2016

Pensions and Retirement > Pooled registered pension plans/PRPPs (and provincial variations)

Benefits Canada

Life insurance price increases come under fire

Published on 05/02/2016

Distribution > Product disclosure

Life Health Professional

Should you buy long-term care insurance?

Published on 03/02/2016

Health Care Policy > Long-term Care

Special to The Globe and Mail

Ryerson dance student paralyzed after swimming accident in Cuba

Published on 18/01/2016

Group Insurance > Travel insurance

CTV Toronto

Mourir dans la dignité… et l’assurance

Published on 17/01/2016

Insurance > Provincial & Territorial Legislation

La Presse

Apparence de contradiction à l'AMF

Published on 15/01/2016

Distribution > Alternate distribution

Finance-investissement.com

Private insurers want in on national bulk-buying deal for drugs

Published on 20/01/2016

Prescription Drug Costs > Drug pricing Provincial & territorial drug program information

Benefits Canada

Globe and Mail supplement April 2016

Published on 27/04/2016

Information Updates

Globe and Mail supplement April 2016

Opposing views on the ORPP

Published on 27/02/2015

Pensions and Retirement > Pooled registered pension plans/PRPPs (and provincial variations)

Investment Executive

CLHIA releases its 2017 Factbook

Published on 27/10/2017

CLHIA releases its 2017 Factbook

Understanding Claims for Footwear and Orthotics

Published on 01/03/2018

Group Insurance > CLHIA Group Insurance guidelines and reference documents Paramedical benefits Employee benefit plans

Guaranteed Withdrawal Benefit (GWB) Illustrations

Published on 22/03/2011

Distribution Insurance > CLHIA Distribution guidelines and reference documents Product disclosure CLHIA Insurance guidelines and reference documents Segregated Funds (IVICs)

The purpose of this Guideline is to describe the information that should be included in illustrations of IVICs offering guaranteed withdrawal benefits. In particular, the Guideline identifies features that could be misunderstood by consumers or which are affected by consumer decisions and recommends practices to assist in explaining these.