The Latest
CLHIA Comments on the Ontario Auto Insurance Consultation
Published on 15/02/2019
Disability Group Insurance Insurance > Long term disability Paramedical benefits Employee benefit plans Provincial & Territorial LegislationComments on 2019-20 FSRA Priorities and Budget
Published on 08/02/2019
Compliance Insurance > Fair treatment of customers (FTC) Conduct of business (Commercial practices) Provincial & Territorial LegislationEarlier this month, the CLHIA made a submission to the FSRA’s public consultation on its 2019-20 priorities and budget. Our submission emphasized our support for FSRA’s proposed core priorities in the areas of reducing regulatory burden and improving regulatory effectiveness. The CLHIA recommended that the new agency find opportunities for policy review with the aim of eliminating overlap and duplication, consider establishing a dedicated life and health insurance industry advisory committee, and harmonize the fair treatment of consumers guidance with existing CCIR-CISRO Guidance. The CLHIA looks forward to continuing to collaborate with Ontario’s new financial sector regulator in the months ahead.
Proposed Amendments to Ontario Regulation 201/96 made under the Ontario Drug Benefit Act
Published on 31/01/2019
Prescription Drug Costs > Provincial & territorial drug program informationOn January 31, the CLHIA responded to draft regulations on proposed changes to OHIP+ that were issued on January 2. The CLHIA recommended moving forward with Trillium Drug Program (TDP) automation as well as regulatory changes to ensure that employers do not eliminate drug coverage for youth under 25. The Fall Economic Statement noted that the planned changes to OHIP+ would occur in March 2019. Any child/youth with coverage through a private insurance plan must submit prescription drug claims to their existing private coverage. Children/youth without coverage through a private insurance plan will be eligible to submit any excess out-of-pocket costs to the TDP. TDP is available to all Ontarians and is means-tested so that the deductible required to be paid out-of-pocket increases with household income.
Globe and Mail supplement: Fraud Prevention Month, March 2018
Published on 08/03/2018
Group Insurance > Employee benefit plansUnderstanding Claims for Treatment of Obstructive Sleep Apnea with Positive Airway Pressure (PAP) Devices
Published on 03/01/2018
Group Insurance > CLHIA Group Insurance guidelines and reference documents Paramedical benefits Employee benefit plansImproving drug access and affordability : Can public and private payers do more, together?
Published on 01/12/2017
Prescription Drug Costs > Drug pricing PharmacareKaren Voin, CLHIA's Vice President, Group Benefits and Anti-Fraud, presents the association's efforts on bridging the public-private divide.
CLHIA Opening Remarks to the House of Commons Standing Committee on Health - Appearance on Pharmacare
Published on 19/10/2017
Prescription Drug Costs > Drug pricing Generic drug pricing Provincial & territorial drug program information PharmacareCanada’s life and health insurers believe all Canadians should be able to access affordable prescription drugs. Today, prescription drugs costs are too high and we know there are gaps in coverage. However, meaningful reductions in prices and improving access for all Canadians can be achieved today working within our current system. Canada’s insurers are keen to help and believe we have much to offer.
CLHIA Views on the Ontario Private Member’s Bill 162
Published on 18/10/2017
Insurance > Provincial & Territorial LegislationBill 162, an Act to amend the Insurance Act to Authorize Life Settlements, seeks to amend section 115 of the Ontario Insurance Act to provide for an exception to the current rule which prohibits any person, other than an insurer or its duly authorized agent, from trafficking or trading in life insurance policies. The Bill seeks to provide an exception to this prohibition for a life insurance policy if the purchase is from the original policyholder and the policy has been held for at least 36 months. The Bill also provides for a 10-day cooling-off period, during which time the agreement for the sale of a life insurance policy may be cancelled.
Empowering employees to make healthy choices - Workplace wellness programs
Published on 12/09/2017
Group Insurance > Employee benefit plansPublished in the National Post's "Health Literacy" supplement
A Canadian Success Story: PROMOTING TRADE IN LIFE AND HEALTH INSURANCE
Published on 16/05/2017
International > International Trade CLHIA International Trade Policy PaperThis position paper briefly describes the benefit of trade in financial services to Canada, the participation of our insurance companies in foreign markets, and the policy directions the Canadian government should take to promote and facilitate trade, particularly for financial services.
Health care dollars lost to fraud are everyone's concern
Published on 16/03/2017
Group Insurance > Employee benefit plansThe Globe and Mail's Fraud Prevention Report
Why would Ottawa even consider a tax that won’t increase revenue, but hurt middle-class Canadians?
Published on 03/01/2017
Group Insurance > Dental insurance Employee benefit plansOp-ed submitted to National Post on Taxation of Benefit Plans
Retirement Income: Coalition appeals to finance ministers
Published on 27/06/2016
Pensions and Retirement > Public pensions (OAS/CPP/QPP/GIS) Retirement Income System ReviewsThe Insurance & Investment Journal
CLHIA concerned about benefit plan impact of proposed change to chiropractor services
Published on 28/06/2016
Group Insurance > Paramedical benefits Regulated professionsBenefits Canada
Who will cover the cost of drugs for doctor-assisted death?
Published on 12/06/2016
Prescription Drug Costs > Provincial & territorial drug program information PharmacareToronto Star/The Canadian Press
The financial downside of living too long
Published on 11/06/2016
Pensions and Retirement > Registered Products (RRSP, LIRA, RRIF) Wealth & RetirementWinnipeg Free Press
CLHIA-Quebec opposed to selling insurance policies to third parties
Published on 02/06/2016
Insurance > Provincial & Territorial LegislationInterview with CLHIA Quebec president Lyne Duhaime
Good-bye travel incentives!
Published on 26/04/2016
Distribution > Sales practicesThe Insurance and Investment Journal
Big changes afoot for life agents?
Published on 22/04/2016
Distribution > Market conduct Sales practicesInvestment Executive May 2016
Group benefits providers report: Insurers get a boost in the battle against fraud
Published on 15/04/2016
Trade & Commerce > Privacy Federal LegislationBenefits Canada
Most Canadians think government programs will cover LTC
Published on 14/04/2016
Long-term CareInvestment Executive
Rest in peace: Weigh your needs when considering to buy life insurance
Published on 14/04/2016
Consumers > Financial Literacy InitiativesCanadian Press
Insurance company drops 'discriminatory' policy on suicide attempts
Published on 30/03/2016
Group Insurance > Employee benefit plansCBC News
CLHIA says sales practices could be improved
Published on 30/03/2016
Distribution > Sales practicesThe Insurance & Investment Journal
Insurance companies reconsider 'dated' policies for suicide attempts, Frank Zinatelli on The National
Published on 29/02/2016
Compliance Group Insurance > Fair treatment of customers (FTC) Employee benefit plansThe National
The keys to protecting your business against fraud
Published on 16/02/2016
Compliance > Fraud risk managementBusinesses and consumers urged to be more vigilant about fraud
What's New - Insurance Distribution in Canada: Promoting a customer-focused system
Published on 13/05/2016
What's New - Insurance Distribution in Canada: Promoting a customer-focused system
Average Alberta dental rates jump 56% over 10-year period
Published on 08/02/2016
Group Insurance > Dental insurance Regulated professionsThe profession says higher salaries for dental hygenists are part of the problem
How should Alberta deal with rising dental fees?
Published on 24/02/2016
Group Insurance > Dental insurance Regulated professionsGlobal News
Time for creativity to finance Canada’s infrastructure, Frank Swedlove, President and CEO, CLHIA
Published on 25/02/2016
Capital and Assets > Long-term investmentsCanada’s insurers are very able and more willing than ever to play a larger role in making sure Canada builds the infrastructure the country needs in a timely and affordable fashion.
CLHIA calls for one-year delay to ORPP
Published on 11/02/2016
Pensions and Retirement > Pooled registered pension plans/PRPPs (and provincial variations)Benefits Canada
Life insurance price increases come under fire
Published on 05/02/2016
Distribution > Product disclosureLife Health Professional
Should you buy long-term care insurance?
Published on 03/02/2016
Health Care Policy > Long-term CareSpecial to The Globe and Mail
Ryerson dance student paralyzed after swimming accident in Cuba
Published on 18/01/2016
Group Insurance > Travel insuranceCTV Toronto
Mourir dans la dignité… et l’assurance
Published on 17/01/2016
Insurance > Provincial & Territorial LegislationLa Presse
Apparence de contradiction à l'AMF
Published on 15/01/2016
Distribution > Alternate distributionFinance-investissement.com
Private insurers want in on national bulk-buying deal for drugs
Published on 20/01/2016
Prescription Drug Costs > Drug pricing Provincial & territorial drug program informationBenefits Canada
Globe and Mail supplement April 2016
Published on 27/04/2016
Information UpdatesGlobe and Mail supplement April 2016
Opposing views on the ORPP
Published on 27/02/2015
Pensions and Retirement > Pooled registered pension plans/PRPPs (and provincial variations)Investment Executive
Understanding Claims for Footwear and Orthotics
Published on 01/03/2018
Group Insurance > CLHIA Group Insurance guidelines and reference documents Paramedical benefits Employee benefit plansGuaranteed Withdrawal Benefit (GWB) Illustrations
Published on 22/03/2011
Distribution Insurance > CLHIA Distribution guidelines and reference documents Product disclosure CLHIA Insurance guidelines and reference documents Segregated Funds (IVICs)The purpose of this Guideline is to describe the information that should be included in illustrations of IVICs offering guaranteed withdrawal benefits. In particular, the Guideline identifies features that could be misunderstood by consumers or which are affected by consumer decisions and recommends practices to assist in explaining these.
