One of the CLHIA's strategic objectives is to foster sound and equitable principles in the conduct of the business of member life and health insurers that carry on business in Canada.

CLHIA Guidelines are designed to promote consistent practices and standards for the life and health insurance industry and to reinforce the best interests of consumers and the industry.

Guideline G2, Individual Variable Insurance Contracts (IVICs) Relating to Segregated Funds This Guideline establishes industry standards for disclosure in point-of-sale IVIC documents and contracts, advertising disclosure, audit and accounting requirements, and minimum investment standards.	Download this Guideline
Guideline G6, Illustrations This Guideline recommends practices for the preparation and distribution of illustrations, both at point-of-sale and for in-force policies.	Download this Guideline
Guideline G7, Creditor's Group Insurance This Guideline protects the interests of Debtors by promoting consistent practices for insurers and by providing operating and disclosure standards for the transaction of Creditor's Group Insurance.	Download this Guideline
Guideline G12, Capital Accumulation Plans This Guideline sets out regulators' expectations regarding the rights and duties of plan members, sponsors and service providers relating to employer-sponsored, tax assisted, savings plans known as Capital Accumulation Plans ("CAPs"). The Guideline also recommends comparable practices for non-tax-assisted plans.	Download this Guideline